For Questions and Orders, Call
What’s really in a credit report anyway? If you have ever paid ANY attention to your finances, you have heard the term credit report. Have you ever actually seen a credit report? Have you seen YOUR credit report? Do you know what information is contained in a credit report and where it comes from? What follows is an analysis of credit reports from each of the 3 main credit reporting agencies: Equifax, TransUnion, and Experian. What is a credit report? According to the Federal Trade Commission, a ... 14 Tips To Help Manage Summer Money Challenges CHALLENGE #1: HIGH GAS PRICES In the last couple of weeks, gas prices have risen to their highest levels in history. There are some reports that indicate prices have peaked and that they will be going down. There are no guarantees, however, about if or when that will happen. In spite of the high prices, people across the country will be embarking on driving vacation during the coming weeks of summer. While you and I have no control over the ... My Life (In Credit Card Years) Recently, I pulled my credit reports from all 3 of the credit reporting agencies (Experian, TransUnion, and Equifax). As I looked through the information in those reports, I was struck by the parallel between my credit card life (financial) and my real life (personal). I was in college from August, 1985 until May, 1989. During those years, I had a couple of summer jobs and a couple of on-campus jobs. I lived on campus and all my expenses were paid by my ... 7 Tips for Creating A Budget You Won’t Break The biggest problem with a budget is not establishing the spending boundaries. Its living within the boundaries you have set! Here are 7 things you can do to make your budget an invaluable tool. 1. ORGANIZE YOUR FINANCIAL RECORDS The success of your budget will depend on the accuracy of the information that it contains. In order to achieve and maintain accuracy, you need to be able to put your hands on all records that relate to your finances in ... First Money Thinks Welcome to my financial world! On paper, there is no reason why anyone should listen to what I have to say about money. I hold two college degrees and not one single financial credential. Wait! Please dont leave yet! That doesnt mean that I dont know anything about money; it just means that what I know cannot always be presented on paper. Not to worry. I AM able to balance a checkbook, even if I do ...