Archive for November, 2007
Thursday, November 29th, 2007
Thanksgiving is over and the end of the budget month has come again. The refrigerator holds remnants of last week’s feast while the bank contains what little remains of your last paycheck. It’s a shame to throw the "leftovers" away but what choice is there? What’s left is enough to ...
Posted in budgeting, finances, money, money management | 3 Comments »
Monday, November 26th, 2007
For longer than I would like to admit, my holiday budgets have consisted of buying gifts now and figuring out how to pay for them later! I have always STARTED my holiday shopping with specific spending limits in mind but I have not stayed within those limits very well. Even ...
Posted in budgeting, credit cards, debt, finances, gifts, money, money management | 1 Comment »
Thursday, November 22nd, 2007
If you have managed to miss any of the "Black Friday" marketing efforts aimed at getting people in stores early and often on Friday, count yourself lucky! That is not to say that their are not some good deals to be had but at what cost - dealing with crowds, ...
Posted in credit cards, finances, gifts, money, money management | No Comments »
Monday, November 19th, 2007
For the first time in our 10 year marriage, my husband and I will purchase all of our Christmas gifts this year with cash. There will not be any huge credit cards bills arriving in January and we will not have regrets about spending too much money (that we didn't ...
Posted in budgeting, finances, gifts, money, money management | 1 Comment »
Thursday, November 15th, 2007
Most, if not all, of us are familiar and comfortable with some form of electronic payments, even if we don't always realize it. Credit and debit transactions are electronic payments and rarely a day goes by when we don't make at least one of those! In truth, ANY non-cash financial ...
Posted in banking, finances, money, money management | 1 Comment »
Thursday, November 8th, 2007
Somewhere on almost every holiday shopping list, there is a name of someone that is difficult, if not impossible, to find appropriate gifts for. Maybe they already have "everything". Maybe they don't have hobbies or interests with associated gifts. For these people (and anyone else), a little creativity and imagination ...
Posted in finances, gifts, money, money management | 5 Comments »
Tuesday, November 6th, 2007
Just having a written budget does not guarantee that all financial issues will be easily controlled. Even with a well-built budget, stretching those last dollars until the next paycheck can be a struggle. These questions and answers highlight effective techniques for creating a little "breathing room" in any budget.
Posted in budgeting, finances, money, money management | No Comments »
Friday, November 2nd, 2007
Welcome to the October 19, 2007 edition of carnival of smart money.
teaspoon presents Zen and The Art of Personal Finance in 4 Steps posted at www.TeaspoonFinance.com - Financial wisdom, one teaspoon at a time..., saying, "Explore applying some of the principles of Zen to personal finance."
Katrina presents Cash ...
Posted in money management | No Comments »
Thursday, November 1st, 2007
Have you ever been harassed by debt collection agencies? If you have, you know that being behind on debt payments adds stress and late charges to bills that, for whatever reason, are not current. No one WANTS to be in that situation. Debt collection agencies use a variety of methods ...
Posted in debt, finances, money | No Comments »