Archive for December, 2007
Monday, December 31st, 2007
Financially speaking, are you better off than you were 10 years ago, 5 years ago, 3 years ago, 1 year ago? If so, what is your plan to keep from hitting a "financial plateau"? If not, what does your "financial fitness" plan look like for this year? Healthy bodies demand ...
Posted in finances, money, money management | 1 Comment »
Thursday, December 27th, 2007
Picture this...It's bright and early on Christmas morning. Santa has left bright, shining new bikes with matching coordinated helmets for the children. The Christmas tree lights are glowing and soft, holiday music is playing in the background. (It really could be a scene from a movie!) As the excited children ...
Posted in finances, financial records, gifts, money | No Comments »
Monday, December 24th, 2007
One way or another, Christmas shopping will come to an end today. The last store will close; the last delivery truck will run; and the family gatherings will begin. As the shopping ends and the giving begins, the "damage" to your wallet will have been done. Before you start dealing ...
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Thursday, December 20th, 2007
For several weeks, there have been lots of "doom and gloom" press reports regarding the state of the U.S. economy and consumers holiday spending...predictions of desperate retailers "hoping" that holiday sales will get and/or keep them in the "black" for the year; stories of mortgage troubles; evaluations of the subprime ...
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Monday, December 17th, 2007
Living on a budget is not nearly as difficult at the beginning and end of the month as it is in the middle. The days between the 10th and the 20th can be the most challenging for maintaining focus and discipline toward financial goals. These 5 strategies will help you stay motivated during the middle ...
Posted in budgeting, finances, financial records, money, money management | 1 Comment »
Thursday, December 13th, 2007
One of the worst things that can happen to a holiday budget is "last minute" shopping. As the number of shopping days dwindle, credit card balances grow! Despite the commercial emphasis that has become Christmas, you don't have to go to the extreme (like not giving gifts AT ALL) to give gifts within ...
Posted in budgeting, finances, gifts, money | 1 Comment »
Monday, December 10th, 2007
Money is a great gift for any occasion! It appeals to people of all ages and "fits" everyone. There are times, however, when giving money to young people can be a little bit tricky. Until kids are old enough to understand money, it may be better to give something other than ...
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Thursday, December 6th, 2007
With gas and grocery prices on the way up, it seems that all the necessities are costing more with each passing day. Even if we have no control over prices, there are things we can do to lower our bills in other ways. Use these ideas to start saving money today!
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Monday, December 3rd, 2007
On more Christmas mornings than not, everyone in my family opened a gift from my grandparents. It always contained a money holder envelope from the bank and crisp, new bills. Even though we knew the gift was coming, it was always fun to get it. It was free money and we could ...
Posted in gifts, money | 1 Comment »