Archive for March, 2008
Monday, March 31st, 2008
In Marrying Money, Part 1, I presented 7 ways for couples to be more effective in their money management. All of those ideas deal with things that can be addressed before money is combined. After the ceremony, though, there is still plenty of work to be done. In fact, much ...
Posted in money management | No Comments »
Thursday, March 27th, 2008
It's wedding season. As nuptials draw near, lots of time and attention has been paid to the weddings and all the details that accompany such a significant event. But what about money? Have the brides and grooms-to-be spent time learning how to manage their money as partners? If so, the marriage ...
Posted in money management | No Comments »
Tuesday, March 25th, 2008
Each year, at least $300 million owed to the IRS goes uncollected. In order to reduce the gap between the taxes that are owed and the money the government actually sees, the IRS conducts audits (or examinations). Proportionally, the number of individual tax returns audited each year is not that ...
Posted in taxes | No Comments »
Thursday, March 20th, 2008
The spread of "zombie debt" means that millions of dollars of debt long forgotten may come back to haunt the people that owed it in the first place. A distant relative of much hated debt collectors, 3rd party collectors buy bad debts for very low prices. Whatever money is collected yields ...
Posted in debt, money | 2 Comments »
Wednesday, March 19th, 2008
We are excited to say that mymoneythinks.com and orarchive.com have joined forces and will now be better than ever. We will be introducing a lot of new, exciting elements in the near future. Stay tuned for more info!
Posted in General | No Comments »
Monday, March 17th, 2008
It's no suprise that identity theft is a growing problem that causes billions of dollars of financial losses each year. By now, most of us are aware of "phishing" schemes and credit card "skimmers" and the common methods used by identity thieves. Unfortunately, identity thieves are working faster than most consumers, ...
Posted in financial records, identity theft | 1 Comment »
Thursday, March 13th, 2008
There are many reasons why record numbers of homeowners are facing foreclosure. Some got caught up in mortgages that didn't match their incomes; others got behind when interest rates adjusted upward; still others didn't know options other than foreclosure were possible when cash ran short. Coupled with the other economic ...
Posted in debt, finances, money, real estate | 1 Comment »
Monday, March 10th, 2008
If you are getting a tax refund, you need to do everything possible to use it wisely. Believe it or not, how you receive the refund may be a key to where and when it will, ultimately, be spent. One of the best ways to keep more of your refund is ...
Posted in money, money management, taxes | No Comments »
Thursday, March 6th, 2008
Unless you rush out to spend your tax rebate check as soon as it arrives, there isn't much you can do to help the U.S. economy. We just have to hope that, eventually, the government efforts will work. Until they do, we'll be stuck "waiting it out". While we are waiting, there may ...
Posted in economy, finances, money | No Comments »
Monday, March 3rd, 2008
If you find yourself asking this question, you are not alone. In strictly technical terms, U.S. income tax is "voluntary". That does not, however, mean that it's NOT mandatory! It allows taxpayers some flexibility in structuring their finances to limit tax liability. Make no mistake, though. Having options about how ...
Posted in money, taxes | 5 Comments »