Archive for the ‘banking’ Category
Monday, September 10th, 2007
"Mr. Gage? Dr. Banks is ready for you."
DR. BANKS: What seems to be the problem today?
M. GAGE: I am worried about losing my house. My house payment is going up - a lot!
DR. BANKS: Tell me about that.
M. GAGE: Well, when I bought my ...
Posted in banking, debt, finances, money | No Comments »
Thursday, August 30th, 2007
Account and billing mistakes are a reality of personal finances. From the cable bill to the credit card statement, at some point, errors will occur. These errors, even the small ones, become financial disputes that must be resolved. Handling these financial disputes effectively is a skill that ...
Posted in banking, credit cards, finances, money, money management | 1 Comment »
Thursday, August 23rd, 2007
Once upon at time in the United States of America, there were small rectangular pieces of paper called checks. Officially, a check was "A negotiable instrument drawn against deposited funds, to pay a specified amount of money to a specific person upon demand." Paper checks were numbered, bound in books and ...
Posted in banking, credit cards, finances, money | No Comments »
Thursday, August 16th, 2007
NOTE: This post addresses general savings options, NOT educational savings options. Educational savings options will be covered in a later post.
Parents are responsible for teaching their children LOTS of things! One of the major things children have to learn and understand is FINANCES. In particular, children need to understand the ...
Posted in banking, finances, money, savings | No Comments »
Tuesday, August 14th, 2007
If you have an article that you would like to have featured on My Money Thinks, submit it for our blog carnival consideration. We are accepting articles related to all areas of personal finance and we want to read what you have written.
SUBMISSION DEADLINE: Saturday, August 25, 2007
Links to accepted ...
Posted in banking, budgeting, credit cards, credit reports, debt, finances, financial records, money, money management, savings | No Comments »
Monday, August 13th, 2007
Are you one of those people that is not interested in interest? If so, you might want to get interested. Not just in earning interest but in "getting" (understanding) it also! Whether you realize it or not, you have an interest in interest. It affects your mortgage, your car ...
Posted in banking, finances, money, money management, savings | No Comments »
Monday, August 6th, 2007
In spite of a number of "doom and gloom" reports regarding the poor savings habits (or lack thereof) of Americans, consumers cannot complain about the availability of high-yield savings options. The majority of those high-yield accounts are provided via the Internet in online (or "virtual") banks.
Online banking has ...
Posted in banking, finances, money, money management, savings | No Comments »
Friday, June 29th, 2007
In her recent article, "Many In U.S. Don't Have Bank Accounts", Jeannine Aversa indicates that "As many as 28 million people in the United States are forgoing traditional financial institutions..." More than likely, those people are living, working, and buying without plastic!
In today's society, there are very few things that cannot ...
Posted in banking, credit cards, finances, money, money management | No Comments »
Tuesday, June 26th, 2007
Unless you are very unusual, you have loose change around your house, car, purse, etc. By some estimates, there is as much as $10 billion is loose change sitting in American homes right now. That's a lot of money to be gathering dust instead of earning interest! Before you get ...
Posted in banking, finances, money, money management | No Comments »
Friday, June 8th, 2007
How much do you really know about banking? Not YOUR bank, necessarily, but the banking process in general. Do you know how banks operate the way they do? I confess that banks are one of those things that I have thought were just there because they had always been there. ...
Posted in banking, finances, money | No Comments »