Archive for the ‘credit cards’ Category
Thursday, August 23rd, 2007
Once upon at time in the United States of America, there were small rectangular pieces of paper called checks. Officially, a check was "A negotiable instrument drawn against deposited funds, to pay a specified amount of money to a specific person upon demand." Paper checks were numbered, bound in books and ...
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Tuesday, August 14th, 2007
If you have an article that you would like to have featured on My Money Thinks, submit it for our blog carnival consideration. We are accepting articles related to all areas of personal finance and we want to read what you have written.
SUBMISSION DEADLINE: Saturday, August 25, 2007
Links to accepted ...
Posted in banking, budgeting, credit cards, credit reports, debt, finances, financial records, money, money management, savings | No Comments »
Thursday, July 19th, 2007
Debt consolidation has become a popular way to reduce interest rates and monthly payments for people that owe money to several different creditors each month. In spite of its popularity, debt consolidation is NOT the best solution for everyone. Before you agree to a debt consolidation process, analyze the pros ...
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Thursday, July 19th, 2007
How many different "monthly payments" do you make each month? With credit cards, car loans, and mortgages, the average American household has 7 credit accounts. That translates to large amounts of monthly interest charges and minimum payments.
Increasingly, Americans struggle with the number of accounts they have AND with making those ...
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Friday, June 29th, 2007
In her recent article, "Many In U.S. Don't Have Bank Accounts", Jeannine Aversa indicates that "As many as 28 million people in the United States are forgoing traditional financial institutions..." More than likely, those people are living, working, and buying without plastic!
In today's society, there are very few things that cannot ...
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Sunday, June 17th, 2007
Every credit card that you have includes pages and pages of "fine print" known as the CREDIT CARD USER AGREEMENT (CCUA). This printed agreement spells out specific details between the credit card issuer (CCI) and the card account holder. Each card agreement is different. The best way for you to ...
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Thursday, May 24th, 2007
Recently, I pulled my credit reports from all 3 of the credit reporting agencies (Experian, TransUnion, and Equifax). As I looked through the information in those reports, I was struck by the parallel between my credit card life (financial) and my real life (personal). I was in college from August, ...
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