Archive for the ‘money management’ Category
Monday, April 28th, 2008
If you have managed money for more than 37 minutes, you have dealt with some form of a "blown budget". Maybe you blew it because you keep your budget "in your head". Maybe you blew it because you bounced a check or made a late payment (or both) and had to ...
Posted in budgeting, money management | No Comments »
Monday, April 21st, 2008
Since telephone banking transitioned to online banking, millions and millions of consumers have become comfortable and even dependent on technology to manage many of their daily activities, personal information and money. As part of that transition, the number of online financial tools has increased. Likewise, usage of those tools has ...
Posted in money management | No Comments »
Monday, March 31st, 2008
In Marrying Money, Part 1, I presented 7 ways for couples to be more effective in their money management. All of those ideas deal with things that can be addressed before money is combined. After the ceremony, though, there is still plenty of work to be done. In fact, much ...
Posted in money management | No Comments »
Thursday, March 27th, 2008
It's wedding season. As nuptials draw near, lots of time and attention has been paid to the weddings and all the details that accompany such a significant event. But what about money? Have the brides and grooms-to-be spent time learning how to manage their money as partners? If so, the marriage ...
Posted in money management | No Comments »
Monday, March 10th, 2008
If you are getting a tax refund, you need to do everything possible to use it wisely. Believe it or not, how you receive the refund may be a key to where and when it will, ultimately, be spent. One of the best ways to keep more of your refund is ...
Posted in money, money management, taxes | No Comments »
Monday, January 28th, 2008
Based on news reports from Washington, D.C., there is reason to think that millions of Americans will receive tax "rebates" before the end of this year. The 2008 Economic Stimulus Plan will send $600 - $1200 to approximately 117 million American families. Regardless of the final details of the legislation, ...
Posted in finances, money, money management, taxes | No Comments »
Monday, January 14th, 2008
When midnight struck and calendars were flipped from December 31, 1999, there was great concern about whether or not banking systems and computers would make the transition to the new century. Thoughts of widespread use of online banking were definitely few and far between. Today, just 8 short years later, online ...
Posted in banking, finances, money, money management | No Comments »
Monday, January 7th, 2008
According to the Federal Reserve, the number of debit card transactions is increasing by more than 20% each year. Debit cards seem to be the ideal balance between carrying cash and using credit cards (i.e. increased debt and interest charges). After all, don't debit cards look, act and get accepted like credit ...
Posted in banking, budgeting, credit cards, finances, money, money management | No Comments »
Thursday, January 3rd, 2008
It's the time of year when DEBT becomes a "four letter" word. Consumers that spent more than they should have for Christmas gifts are dreading the arrival of the next credit card bills. This dread and a promise to not get into this financial situation "ever again" has become an ...
Posted in budgeting, credit cards, debt, money management | No Comments »
Monday, December 31st, 2007
Financially speaking, are you better off than you were 10 years ago, 5 years ago, 3 years ago, 1 year ago? If so, what is your plan to keep from hitting a "financial plateau"? If not, what does your "financial fitness" plan look like for this year? Healthy bodies demand ...
Posted in finances, money, money management | 1 Comment »