Archive for the ‘credit cards’ Category

Will Credit Card Debtors Get Government Aid?

Monday, November 24th, 2008

While much has been said of the current financial situation in terms of mortgages and homeowners, other types of debtors have been neglected. Though it is certainly true that mortgages and banks failing are the story in this failing economy, it is equally true that bad consumer debt has played ...

Managing Your Credit Card Account Online

Tuesday, October 7th, 2008

Managing Your Credit Card In order to make full use of your credit card, you need to manage it well and don't spend more than what you can afford to buy. You need to file up all your credit card statements that are sent monthly, so that should there be any ...

Credit Card Fraud Protection

Sunday, September 28th, 2008

There are many fraudsters all over the place sending fraudulent emails to phish for bank, Paypal and credit card details. As long as you don't key in personal financial information in this unsolicited emails, you are safe. But many unsuspecting people, thinking that the bank need to verify passwords that ...

Credit Card Interest Rates

Thursday, August 21st, 2008

If you apply for and are accepted for a credit card, you will have to deal with credit card interest rates. A credit card’s interest rate is how card issuers – the people or organization giving you the card and credit – earn their revenue. When a person uses a ...

Using a Credit Card Wisely

Saturday, August 2nd, 2008

Let’s get one thing straight. Even though this article is about using credit cards wisely, credit cards still have redeeming qualities. One such quality is convenience. They come in quite handily when carrying larger sums of cash is out of the question, you are provided with a full record of ...

Choosing Between Credit or Debit

Sunday, July 20th, 2008

Choosing between credit or debit can be a little confusing. At the bank, you have an account that is termed a “debit account”. You put money into the account, then write checks or withdraw against that amount, and only that amount. When you take out a debt with a store ...

Custom Credit Cards

Tuesday, July 8th, 2008

Credit cards are the rage now in this time and age. More and more young people turn to credit cards to make their purchases so that they can accumulate points to redeem for gifts of their choice. Besides, the credit card cashless transaction makes it very convenient to buy big ...

Borrowing Cash Through Credit Cards

Wednesday, June 25th, 2008

If you have ever been in a pinch and needed immediate cash, in a hurry, and wanted to do so without any applications or loan interviews, you may consider borrowing cash through credit cards. You can withdraw cash from any ATM, at a bank or credit union, or via a ...

Credit Card Rewards Decoded

Tuesday, June 10th, 2008

Credit cards are everyone, and because of this, many credit card companies compete with one another by offering new and exciting rewards to their cardholders. With all of the rewards, it can be hard to understand what to do to earn those big snazzy prizes listed on websites and credit ...

The Delicate Balance

Thursday, May 8th, 2008

If you have multiple credit cards and you are carrying unpaid balances on them, using a balance transfer has probably crossed your mind.  More than likely, you have received offers for pre-approved balance transfers in your own mailbox and they sound like a great deal.  If you read the ads, ...