Archive for the ‘savings’ Category

5 Reasons to Buy a Home Now

Tuesday, January 20th, 2009

There’s a brief exchange I had a few years ago with a friend’s father that I’ll never forget. We were sitting outside a Washington DC lunch spot talking about what I was going to do when I got out of college when I asked Mark, who’s been a real estate ...

Maximize Your Annuity Payouts Before It’s Too Late

Friday, January 16th, 2009

If you were planning on holding off on making a charitable donation until after February, it may be time to reconsider. The American Council on Gift Annuities, the organization that operates under an exemption from federal antitrust laws and sets rates on charitable gift annuities, announced recently that they plan ...

2009 Senior Savings Get a Boost from Congress

Monday, January 5th, 2009

Senior citizens across the country got good news in December when reports out of Washington stated that Congress suspended the law that requires those 70 ½ or older to withdraw funds from their retirement plans in 2009, even if they don’t need the money. Traditionally, senior citizens have had to ...

Using the Economic Downturn to Teach Kids About Saving

Tuesday, December 2nd, 2008

During the economic downturn, saving money is important and teaching kids to save is even more important. There is a theory that perhaps part of the reason we are struggling through a recession is due to the fact that money has been spent so unwisely over the years with little ...

Easy Ways To Save Money During The Holidays

Monday, December 1st, 2008

The holiday season, while joyous, can be stressful for shoppers. With economic conditions weakening, financial situations in homes across America have decreased substantially. With a few helpful tips, there are easy ways to save money during the holidays that way you can enjoy the spirit of gift giving while sparing ...

Save It Before You See It

Thursday, April 17th, 2008

Could you benefit by saving money you don't see each month? I suspect that there are plenty of people that treat their money the way I do - whatever is left gets spent (and then some)! For people like me, figuring out a way to save money "automatically" can make ...

Making It Through Money Emergencies

Thursday, February 28th, 2008

Money emergencies are inevitable!  They occur at inconvenient times; they cause frustration and anxiety; and they are detrimental to budgets, especially tight ones.  Unfortunately, many people are unprepared to handle money emergencies without accumulating additional debt and/or risking long-term investments.   While it is impossible to stop money emergencies from happening, ...

Need Help Saving Money? Try “America Saves” Week

Monday, February 25th, 2008

Where is "saving money"on your list of financial priorities?  If it is a low or non-existent priority, you are not alone.  Millions of Americans live "paycheck to paycheck" with no financial cushion.  For the last couple of years, the personal savings rate in America has been negative.  Obviously, saving little ...

Cutting Costs By Clipping Coupons

Monday, October 22nd, 2007

Month after month, one of the most expensive spending categories in our budget is FOOD.  One of the ways we try to control our food costs is by using coupons.  Without questions, coupons can save money.  Even casual coupon usage can add up to significant savings over time.  If you ...

Working (and solving) the Educational Savings Puzzle

Thursday, September 13th, 2007

"The main difference between real-life puzzles and artificially constructed ones is that the former have no identifiably correct solutions, while the latter always do." - Will Shortz Many parents would argue that the puzzle of saving for education is the most challenging one they face. As ...