Archive for the ‘budgeting’ Category
Monday, September 22nd, 2008
According to a recent research study conducted by Visa USA, Americans are just NOT paying attention to where they are spending their money! There is no question that they are spending it, but things get fuzzy when they start trying to quantify where and how much cash they actually ...
Posted in budgeting, finances, money, money management | No Comments »
Thursday, May 1st, 2008
If you are one of the millions of shoppers that enter Target (or Wal Mart, Dollar General, etc.) for milk and trash bags and leave $75-$100 later, you are a victim of "impulse" marketing. In other words, lots of people get paid to think about where to put things and ...
Posted in budgeting, money management | No Comments »
Monday, April 28th, 2008
If you have managed money for more than 37 minutes, you have dealt with some form of a "blown budget". Maybe you blew it because you keep your budget "in your head". Maybe you blew it because you bounced a check or made a late payment (or both) and had to ...
Posted in budgeting, money management | No Comments »
Thursday, April 3rd, 2008
One good thing about the current economic news is that even a little bit of extra cash can have a significant impact on your monthly budget. If you've already cut back on entertainment and non-essential expenses and still don't see any breathing room, consider "budget billing" as a way to ...
Posted in budgeting | 1 Comment »
Thursday, February 28th, 2008
Money emergencies are inevitable! They occur at inconvenient times; they cause frustration and anxiety; and they are detrimental to budgets, especially tight ones. Unfortunately, many people are unprepared to handle money emergencies without accumulating additional debt and/or risking long-term investments. While it is impossible to stop money emergencies from happening, ...
Posted in budgeting, finances, money, savings | No Comments »
Thursday, February 14th, 2008
February is a great month for dealing with financial issues because money doesn't have to stretch as far. It's not quite time to panic about taxes yet so there is plenty of time to get records together and make appointments with tax professionals. The holidays and football season are over. There ...
Posted in budgeting, money | No Comments »
Tuesday, February 5th, 2008
Without question, a written budget is one of the most useful tools available for managing healthy finances. Creating a budget is a process, however, that demands patience and flexibility. Budgets are extremely personal and unique documents. Their creation and management is only effective when they contain accurate information about the ...
Posted in budgeting, finances, financial records, money | No Comments »
Thursday, January 31st, 2008
As January comes to a close, there is still no definite word about if or when the proposed tax rebate checks might be on the way to mailboxes and bank accounts across the country. While we are waiting, it would make sense to focus our time and attention on something ...
Posted in budgeting, finances, money, taxes | No Comments »
Thursday, January 17th, 2008
When reviewing your bank account, do you find that more money is gone than you thought? Do you struggle to remember where and when the money was spent? If so, chances are good that you are leaking money. Not, literally, leaking money. Leaking money, rather, in ways that can be changed. If ...
Posted in budgeting, finances, money | No Comments »
Monday, January 7th, 2008
According to the Federal Reserve, the number of debit card transactions is increasing by more than 20% each year. Debit cards seem to be the ideal balance between carrying cash and using credit cards (i.e. increased debt and interest charges). After all, don't debit cards look, act and get accepted like credit ...
Posted in banking, budgeting, credit cards, finances, money, money management | No Comments »